Editorial Policy

The standard behind every claim we publish. What counts as evidence, where sources rank, and how we separate money from method.

Evidence Standard

Any claim that could affect a reader's decision needs a source and a checked date before it goes live. That covers offers, payment behaviour, eligibility, legal points and support details. If we cannot attribute a figure, we leave the field blank rather than guess.

Source Hierarchy

We rank sources in this order:

  1. Primary records, such as government pages, regulator registers and the operator's own current terms.
  2. First-hand observations we make ourselves, labelled with the amount, timing and method.
  3. Reputable secondary reporting, used only to point us back to a primary source.

Operator marketing is treated as a claim to verify, not as proof.

Operator Statements Versus Our Observations

When we repeat a fact an operator states, such as a processing time, we label it as an operator statement. When we observe something ourselves, we label it separately and record the timestamps, timezone, verification state and sample size. The two never blur together.

Ranking Process

Positions follow the four public criteria on our How We Rank page, applied to recorded evidence. Where no defensible basis for a top pick exists, we do not award a recommended badge. Where a list is supplied without evidence, we keep the given order and drop the endorsement.

Authorship

Content in this build is produced by the Hammerheads payout speed team under a neutral editorial byline. We do not attach a named reviewer or claim personal testing unless a real person and real test data support it. If a named author is added later, their genuine role will be described without implying verification that did not happen.

Update Schedule

Offers are volatile, so we recheck them regularly and run a broader editorial review on a set cadence when the site is active. An updated date appears only after a real review. We do not roll dates forward to look fresh.

Commercial Separation

Some links are affiliate links, explained on our advertising disclosure page. Compensation does not buy a ranking position beyond what the method supports. The method is written down so readers can hold us to it.

Demo note. This build uses fictional placeholder operators with no verified evidence. The policy above describes the intended standard. It must be applied to real, recorded data before any recommendation is published.

Corrections

If we get something wrong, we fix it and keep a record. See the corrections page for how to report an error and what happens next.